colorado

connecticut

new york

Bethel
Brookfield
Bridgeport
Danbury
Darien
Easton

Fairfield
Greenwich
Monroe
New Fairfield
Newtown
Norwalk

Redding
Ridgefield
Stamford
Stratford
Shelton
Sherman

Trumbull
Weston
Westport
Wilton

Barkhamsted
Bethleham
Bridgewater
Canaan
Colebrook
Cornwall
Goshen

Kent
Litchfield
Morris
New Hartford
New Milford
North Canaan
Norfolk

Plymouth
Roxbury
Sharon
Salisbury
Thomaston
Torrington
Warren

Washington
Watertown
Winchester
Winsted
Woodbury
North Canaan
Norfolk

interest rate | To find the best mortgage rate, shop around with at least three different lenders to compare products and rates. Typically, the higher your credit score, the less debt you have and the more money you have available for your down payment, the more competitive interest rates lenders can offer. Interest rates are set by the federal government and can fluctuate over time. Learn more about current interest rates.

homeowners insurance | covers your property and personal belongings if they’re damaged or stolen, but not all weather damage and theft is covered. Once you are under contract on a home, you will need to shop for a homeowners policy. Average costs in Colorado, Connecticut & New York are all ~$1400 annually or $112 monthly. Bundling with your auto insurance can help bring down costs on both policies.

mortgage insurance | Mortgage insurance protects the lender. You'll have to pay for it if you get an FHA or USDA mortgage or put down less than 20% on a conventional loan. ... Mortgage insurance makes it possible to hand over a much smaller down payment and still qualify for a home loan. It protects the lender in case you default on the loan.if you are unable or choose not to put down 20% of the purchase price, mortgage insurance will most likely be included in your monthly payment until you have 20% equity in your home through payments or refinance.

property taxes | these also vary dramatically based on where you purchase your home. Each state and town calculate these differently but typically you can find history of property taxes on your home search sites or town records.