the options you need to know when buying a home
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When you’re ready to buy, you’ll need to determine if you prefer the charm of an existing home or the look and feel of a newer build…
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think home prices have skyrocketed? look at rent costs.
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Much has been written about how residential real estate values have increased since the housing market started its recovery in 2012. However, little has been shared about what has taken place with residential rental prices. Let’s shed a little light on this subject.
Read Moreyou need advice on buying your home - no matter the price
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To understand today’s complex real estate market, it is critical to have a local, trusted advisor on your side – for more reasons than you may think.
Read Moreare you ready for the ‘black friday’ of real estate?
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Every year, ‘Black Friday’ is a highly anticipated event for eager shoppers. Some people prepare for weeks, crafting and refining a strategic shopping agenda, determining exactly when to arrive at each store, and capturing a wish list of discounted must-have items to purchase.
Read More10 steps to buying your home in denver
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If you are thinking of buying a home, you may not know where to start! Here is a simple list of 10 steps that you will need to follow to purchase a great home in Denver.
Read Morewhat you need to know about private mortgage insurance (PMI)
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Whether it is your first time or your fifth, it is always important to know all the facts when it comes to buying a home. With the large number of mortgage programs available that allow buyers to purchase homes with down payments below 20%, you can never have too much information about Private Mortgage Insurance (PMI).
Read Morehow long does it take to save for a down payment?
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Saving for a down payment is often the biggest hurdle for a first-time homebuyer. Depending on where you live, median income, median rents, and home prices all vary. So, we set out to find out how long it would take to save for a down payment in each state.
Read Moreyour tax refund is the key to homeownership
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Americans can expect an estimated average tax refund of $3,143 according to the IRS. This is down slightly from the average refund of $3,436 last year. Tax refunds can be considered extra money to use toward larger goals. For anyone looking to buy a home in 2019, this can be a great jump start toward a down payment!
Read More46 million millennials can definitely afford a mortgage
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Many have written about the millennial generation and whether or not they, as a whole, believe in homeownership as part of attaining the American Dream.
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student loan debt is not a threat to home ownership
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Over the course of the last thirty years, a shift has happened. An entire generation has been raised to believe that a college education (often accompanied with student loan debt) is their key to unlocking opportunities that were not available to their parent’s or grandparent’s generations.
Read Moreyour first step to buying a house this year
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In many markets across the country, the number of buyers searching for homes outnumbers the number of homes for sale. This has led to a competitive marketplace where buyers often need to stand out. You can show that you are a serious buyer by getting pre-qualified or pre-approved for a mortgage before starting your search.
Read More4 reasons to buy a home this winter!
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Here are four great reasons to consider buying a home winter of 2018 instead of waiting.
Read More5 tips when buying a newly constructed home
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The lack of existing inventory for sale has forced many homebuyers to begin looking at new construction. When you buy a newly constructed home instead of an existing home, there are many extra steps that must take place.
Read Moreare we about to enter a buyer’s market?
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Home sales are below last year’s levels, home values are appreciating at a slower pace, and there are reports showing purchasing demand softening. This has some thinking we may be entering a buyer’s market after sellers have had the upper hand for the past several years. Is this really happening?
Read Moreis it time to upgrade your starter home?
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It may seem hard to imagine that the first home you purchased might not be the home that will allow you to achieve the rest of your dreams. However, first-time home buyers don’t always consider the differences between starter homes and forever homes. A starter home is a great means to enter the market. You spend less now so you can save more and upgrade when the time (and rates) are right. Buying a forever home for your first purchase generally means spending more upfront to care for your needs long term. Both have their advantages, but starter homes are the typical choice for new buyers. This means that admitting your home no longer suits your needs is not only ok, it’s normal.
Read Moredemand for homes to buy continues to climb
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There is a severe mismatch between the low number of houses for sale and the high demand for those houses! First-time homebuyers are out in force and are being met with a highly competitive summer real estate market.
Read More5 reasons millennials choose to buy a home
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The primary concern among millennials is affordability. It’s clear that they want to buy. However, there are plenty of misconceptions about what is really required to purchase a home. A little clarity may be the extra boost they need.
Read Moredo you need 20% down to buy a home? no.
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The Aspiring Home Buyers Profile from the National Association of Realtors (NAR) found that the American public is still somewhat confused about what is required to qualify for a home mortgage loan in today’s housing market. The survey shows that the main reason non-homeowners do not own their own homes is that they believe they cannot afford them.
Read Morekids’ opinions matter big when buying a home
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When the results were broken down by the parent’s age, millennials (those 18-36) led the way. 74% of homeowners saying that their child’s opinion was a factor in choosing which home to buy. Eighty-three percent of renters believe that their child’s opinion would be a deciding factor when looking to purchase a home.
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