what you need to know about private mortgage insurance (PMI)

what you need to know about private mortgage insurance (PMI)

Whether it is your first time or your fifth, it is always important to know all the facts when it comes to buying a home. With the large number of mortgage programs available that allow buyers to purchase homes with down payments below 20%, you can never have too much information about Private Mortgage Insurance (PMI).

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homeowners: now is a good time to sell your house

homeowners: now is a good time to sell your house

Every month, the National Association of Realtors (NAR) releases their Seller Traffic Index as a part of their Realtors Confidence Index. In the latest release, NAR reported that homeowners have been reluctant to sell their houses. This is reflected when broken down by state. Only 11 states have a stable level of seller traffic compared to the remainder of the country, which came in with a weak rating.

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your tax refund is the key to homeownership

your tax refund is the key to homeownership

Americans can expect an estimated average tax refund of $3,143 according to the IRS. This is down slightly from the average refund of $3,436 last year. Tax refunds can be considered extra money to use toward larger goals. For anyone looking to buy a home in 2019, this can be a great jump start toward a down payment!

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advice from millionaire to millennials: don’t rent, buy

advice from millionaire to millennials: don’t rent, buy

In a CNBC article, self-made millionaire David Bach explained that: “The biggest mistake millennials are making is not buying their first home.” He goes on to say “If you want to build real financial security, real wealth for your lifetime, then you need to buy a home.”

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february 2019 is the perfect time to sell your home

february 2019 is the perfect time to sell your home

It is common knowledge that a great number of homes sell during the spring buying season. For that reason, many homeowners hold off putting their homes on the market until then. The question is whether or not that is a good strategy this year. We think February 2019 is the perfect time to sell your home.

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use real estate to build sizable family wealth these 4 ways

use real estate to build sizable family wealth these 4 ways

Recently, David Greene, co-host of the BiggerPockets podcast and a nationally renowned author and speaker, wrote an article in Forbes explaining how investing in real estate could help build family wealth. Many of the points he made also apply to a family owning their own home. Here are a few:

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student loan debt is not a threat to home ownership

student loan debt is not a threat to home ownership

Over the course of the last thirty years, a shift has happened. An entire generation has been raised to believe that a college education (often accompanied with student loan debt) is their key to unlocking opportunities that were not available to their parent’s or grandparent’s generations.

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what to know in a shifting real estate market

what to know in a shifting real estate market

Whether you are thinking of selling your house or buying a home, today’s real estate headlines can be confusing – perhaps even concerning. What is actually happening with mortgage rates? Are home values dropping or are they just rising at a slower pace? What impact will the economy have on a shifting housing market?

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